摘要
本文根据对屯瓦村农户的问卷调查的结果 ,分析了农村居民对金融服务的需求。结论是 ,在当前的农村金融体系下 ,农民的存款需求基本得到了满足 ,农民的贷款需求却远远没有得到满足。在未来的农村经济发展中 ,国家应该在农村实行金融约束政策 ,为农村的金融机构创造一个宽松的竞争环境 ,使之为农民提供更多的贷款服务 。
Based on a questionnaire survey in Tunwa village in Shanxi province, this paper considers the deposit service of financial institutions can meet the demand of farmers, but its loan service to farmers is far enough. In the future, Chinese government should adopt financial constraint policy, to promote rural financial institutions give more credit service to farmers.
出处
《中国农村观察》
CSSCI
2000年第3期2-11,共10页
China Rural Survey
