摘要
新一轮的农村信用社改革已经在全国普遍推开,力图通过信用社来为农村社会经济发展提供金融支持。为了更好了解农村信用社对农户金融需求的满足情况,本文经过实地调研,分析了农村信用社满足农户贷款需求的现状,提出了农村信用社为农户服务的具体措施,并在此基础上,进一步分析了农村金融需求的情况,提出不能完全依赖农村信用社,还要同时发展新型的农村民营金融来提供金融服务。
As the main part of rural finance, China＇s rural credit cooperatives are confronted with great difficult, and are reforming financial systems in China. In order to know satisfaction of farmer financial demands, we have investigated the fact, have analyzed rural credit cooperative, and points out a feasible solution to enhance the operational efficiency. Moreover, we analysis the financial demands of rural country, and points out the failure of rural credit cooperatives. An inevitable choice of reforming and deepening rural finance is to develop rural private finance. The paper analyses the possibility of growing in rural private finance.
出处
《安徽技术师范学院学报》
2005年第5期34-39,共6页
Journal of Anhui Agrotechnical Teachers College
基金
安徽省高校青年教师科研资助项目(2004jqw40)
安徽省哲学社会科学规划办项目(AHSKF03-04D19)
关键词
农村信用社
农户
金融需求
农村民营金融
Rural Credit Cooperative
Farmer
Financial Demands
Rural Private Finance
