摘要
本文运用经济理论模型对农地经营权抵押贷款可获得性进行了分析。结果表明:只有那些非农收入足够高的低风险农户才会有农地经营权抵押贷款意愿,其余农户会自动放弃申请贷款。最后,本文提出了开展农地经营权抵押贷款试点,加速推进农村社会保障体系建设等建议。
The author makes an statistical analysis of the availability of farmers＇ land contracted management right mort- gage loan by using economic theory mode. The results show only farmers whose non-agricultural income and project prof- itability is high enough to be willing to apply for farmers~ land contracted management right mortgage loan. Finally, the author puts forward some proposals, such as conducting the pilot of farmers＇ land contracted right mortgage loan and ad- vancing the construction of rural social security system etc.
出处
《甘肃联合大学学报（社会科学版）》
2013年第3期35-38,共4页
Journal of Gansu Lianhe University:Social Sciences
基金
国家自然科学基金青年科学基金项目"农村土地经营权抵押贷款跟踪研究:供需
效果与机制分析"(71203147)
教育部人文社科青年基金项目"农村土地承包经营权抵押贷款运行机制与绩效评价"(11YJC790249)
河南省软科学研究项目"河南省村镇银行可持续发展运行机制研究"(112400420073)阶段性成果
关键词
农地经营权
抵押贷款
农户可获得性
land contracted management right
mortgage loan
farmers
availability
