摘要
农民收入与农业保险需求之间的关系一直以来是众多学者热议的话题。通过面板门槛模型对此进行的研究表明,农民收入与农业保险需求之间存在明显的门槛效应,高收入组农业保险的边际消费倾向要明显高于低收入组。因此,应实行差异化补贴策略,给予贫困地区农民更多补贴,将农业保险的潜在需求转化为有效需求。
It has long been a hot topic of many scholars on the relationship between the peasants＇ income and the demand for agricultural insurance. The analysis based on panel threshold model has proved the significant positive correlation between the two variables. However, this correlation is not linear and shows a threshold effect. The marginal propensity to consume agricultural insurance in high-income groups is greater than the low-income groups. Therefore, we should implement the policy of differentiation subsidies to provide poorer peasants more subsidies.
出处
《贵州财经学院学报》
北大核心
2013年第2期79-84,共6页
Journal of Guizhou College of Finance and Economics
基金
2011年度教育部人文社会科学基金"政策性农业保险差别化费率与补贴理论
方法与实证研究"(11YJC630267)
2011年度辽宁省教育厅科研项目"政策性农作物保险费率厘定模型及实证"(W2011151)
2012年度辽宁对外经贸学院优秀人才支持计划(2012XJYQ04)资助
关键词
农业保险
农民收入
有效需求
面板门槛模型
边际消费倾向
保费补贴
Agricultural insurance
Peasants ＂ income
Ettective demand
Panel threshold models
Marginal propensity to consume
Premium subsidy
