摘要
基于在鄂、皖、桂、浙、鲁、冀、黔7个省(区)的农村社会养老保障制度调查,从供需均衡视角出发分析了失地农民社会养老保险制度供给与需求的契合度问题。研究发现,失地农民社会养老保险制度在3个方面存在供需失衡,即:个人缴费负担偏重,筹资责任分担不尽合理;一次性缴费的规定与失地农民的较长缴费年限期望存在较大出入;待遇水平偏低,不能满足失地农民多层次的需求。为促进失地农民社会养老保险制度供需均衡,建议拓宽筹资渠道,明确各方筹资责任;充分照顾失地农民的多层次需求,改进筹资模式,提高待遇水平;提高失地农民收入,增强其缴费能力;引导失地农民形成合理的养老观,提升其制度认知水平。
From the perspective of supply-demand equilibrium theory,the paper analyses the fitness degree between supply and demand of social endowment insurance systems for land-expropriated peas- ants based on social survey in 7 provinces in China. It finds that the system arrangement has low fitness degree with land-expropriated peasants＇ demand in three dimensions. Firstly, the personal payment bur- den for land-expropriated peasants sounds heavier and the responsibility-share mechanism of money-rai- sing is not rational enough. Secondly, the rule of payment in full can＇t match land-expropriated peas- ants＇ expectation for payment by installments. Finally, the pension treatment level is not high enough to satisfy the multi-level demands of land-expropriated peasants. In order to promote supply-demand equi- librium of social endowment insurance system for land-expropriated peasants, it is necessary to broaden the money-raising channels for endowment insurance and confirm each responsibilities, to reform the money-raising mechanism and enhance the pension standard so as to fully match the multi-level demands of land-expropriated peasants, to enhance land-expropriated peasants＇ income so as to strengthen their payment abilities,and to promote land-expropriated peasants＇ rationality level of old-age nursing concept so as to improve their recognition level on social endowment insurance systems.
出处
《华中农业大学学报（社会科学版）》
2013年第1期77-83,共7页
Journal of Huazhong Agricultural University(Social Sciences Edition)
基金
国家社会科学基金青年项目"以农民需求为导向的农村养老保障制度研究"(08CSH033)
国家社会科学基金重点项目"我国农村养老保障问题调查研究"(10ASH007)
中央高校基本科研业务费专项资金资助项目"农村社会发展与社会政策"(2011PY012)
2009年度华中农业大学"农业经济与社会发展"研究重点项目"新型农村社会养老保险试点制度评估与优化路径研究"(XB0903)
华中农业大学"人文社会科学优秀青年人才培养计划"资助项目
关键词
失地农民
社会养老保险制度
供需均衡
筹资模式
给付模式
land-expropriated peasants
social endowment insurance systems
supply-demand equi- librium
financing pattern
payment pattern
