摘要
本文运用统计分析中的方差分析方法,以上市商业银行为样本,对不同类型商业银行的盈利能力如何受中央银行存贷款利率变动的影响进行了定量分析,发现中央银行利率政策的调整对不同类型商业银行的盈利能力具有不同程度的影响,并对商业银行提高盈利能力提出了对策建议。
This paper makes a quantitative analysis on the earning ability of various commercial banks under different interest rates with the analysis of variance model, taking listed commercial banks as example. The conclusion of the paper is that the change of central bank＇s interest rate results in different impacts on various commercial banks. Finally, the paper makes countermeasures on raising the earning ability of commercial banks.
出处
《经济与管理研究》
CSSCI
北大核心
2012年第4期85-89,共5页
Research on Economics and Management
关键词
利率
商业银行
盈利能力
Interest Rate
Commercial Banks
Earning Ability
