摘要
民国时期的县银行在抗战爆发前及抗战期间有过辅助县域经济发展的作用,但县银行也存在资本薄弱、信用不稳固、营业区域狭小、业务难发展、未能专注于服务三农、监管难度大、经营风险及脆弱性高等问题,其经营实绩不尽人意。审视民国县银行由盛转衰的史迹及其弊端,总结其原因,有助于中国政府重组现阶段的县域金融中介体系,发展农村金融、支持和均衡县域经济发展。
The County Banks in The Republic of China had been the role of supporting regional economic development before the outbreak and the wartime of the war against Japanese aggression,the role overall was not only weak but short-lived,its actual performance was unsatisfactory.Such the problem existed in the County banks as capital weak、credit not solid、 business area small、development of business difficult、can not focus on serving for this objective of ＂peasant、rural area、agriculture＂、difficult to regulatory、risk of operation and vulnerability high,exists also in varying degrees in the management and its supervision of city commercial banks、rural commercial banks、rural cooperation banks、village banks、credit unions in town and rural areas、small loan company and so on at this stage in China.Look at the history of County banks declining and its drawbacks,summarizing their cause,helping to our government reorganizing the financial intermediary system in a County at this stage,developing rural finance、supporting and balancing the development of County economies.
出处
《经济研究导刊》
2011年第7期105-106,118,共3页
Economic Research Guide
关键词
民国
县银行
缺陷
the republic of china
county banks
defect
