摘要
保险集团在我国属于新兴事物,对保险集团的监管也经历了一个逐步探索的过程。虽然近年来保险公司集团化趋势明显,并取得一定成果,但国内的保险集团应对系统风险的经验和能力还不够成熟。2010年3月保监会出台《保险集团公司管理办法(试行)》,旨在推动保险集团充分发挥综合经营的优势,同时控制相应风险,以提升保险业的核心竞争能力和整体实力。笔者对国内和国际的保险集团进行了对比,并就《办法》出台对国内保险集团公司的影响及保险集团今后的发展趋势进行了分析和展望。在此基础上,结合保险综合经营的挑战,提出了保险集团的相关应对策略和措施。
Insurance holding companies are a new form of corporation in China, therefore tire regulation on insurance holding companies should be explored gradually. Even though there was a trend towards establishing insurance holding companies in recent years and had seen some progress, Chinese insurance holding companies were immature in handling systematic risks. In March 2010, CIRC issued ＂The Rule of Managing Insurance Holding Companies （provisional） ＂, aiming to encourage insurance holding companies to fully mobilize their advantages in comprehensive operation, curb related risks and enhance core competence and overall strength of the insurance industry. The author made a comparison of the domestic and international insurance holding companies, analyzed on the im- pacts of the Rule, and otfered bis opinion on the future development trends. On the basis of these analysis, the paper put forth suggestions on how to face with the challenges of comprehensive operation by insurance holding companies.
出处
《保险研究》
北大核心
2011年第2期33-39,共7页
Insurance Studies
关键词
保险集团
综合经营
发展趋势
insurance holding companies
comprehensive operation
development trends
