摘要
家庭金融是金融学界不少学者关注的研究课题。近十年来,家庭金融的研究取得了一定的进展。国外对家庭金融的研究,大多是以发达国家单一的现代经济为研究背景的。与发达国家不同,我国的城乡二元经济结构特征显著,在这种背景下,我国城乡家庭金融存在着显著的差异。本文从家庭金融的含义出发,从家庭金融资产和金融负债两个角度对国内外家庭金融的研究进行了回顾和展望。
Household finance is a challenging but interesting research. In the past ten years, there has been a great progress in household finance studies. The studies abroad are mainly under the context of a single modern economic structure in developed countries. However, situations in China are different, especially when one considers the significant dual economy structure between urban and rural areas. This paper begins with the meanings of household finance and reviews the new contributions on the household finance studies in and out of China. This paper reviews the new contributions on the household financial assets studies and house- hold financial liability studies. After that, the paper gives the some considerations about this topic in the later research. Undoubtedly, this paper will help to research household finance from both theories and reality sides.
出处
《科学决策》
2010年第6期79-94,共16页
Scientific Decision Making
关键词
家庭金融
金融资产
金融负债
household finance
financial assets
financial liability
