摘要
绿色保险不仅是一种保险产品,而且是保险业的一种经营理念。绿色保险可以通过风险社会化解决环境污染损害赔偿问题,而且通过其对社会资源的引导作用,促进经济的可持续发展。目前,在中国绿色保险理论与实务方面均显不足,可从保险内部制度和外部环境两方面来建立适合中国国情的绿色保险制度,采取政府强制与自愿相结合的制度模式,引导企业确立环境与生态有价的基本观念,同时营造公众的绿色理念和保险意识,加强各部门之间的合作,完善环境法律法规体系,进一步加大政府政策支持力度。
Green insurance is not only an insurance product, but also a business philosophy of the insurance industry. Green insurance can solve the problem of environmental pollution damages through the socialization of risk, and it promotes the sustainable development of economic through its guidance role of social resources. At present, green insurance is insufficient in both theory and practice in China. We can set up China＇s green insurance system from the internal system and external environment, adopt the systemetic model combined government compulsion with volunteer, guide enterprises setting up the basic ideas which the enviornment and ecology have value, build the public green philosophy and insurance consciousness, strengthen the cooperation among every sections, perfect the law and regultion system of enviornment and enlarge the policy support strength by government further.
出处
《经济与管理》
2009年第1期92-95,共4页
Economy and Management
关键词
绿色保险
绿色理念
环境风险
环境侵权
green insurance
green idea
environmental risk
environmental infringement
