摘要
本文从企业竞争力出发,结合商业银行的特性,对商业银行竞争力进行了理论探讨,给出了商业银行竞争力的定义;引入迈克尔·波特的竞争优势理论,对商业银行竞争过程和竞争力形成过程进行了创新性的研究,提出了商业银行竞争力要素构成的一般理论分析框架,揭示了商业银行竞争力的要素构成;据此设计了新的商业银行竞争力评价指标体系和操作方法,创设了既可以用于银行间竞争力横向比较,又可以反映银行间竞争力动态纵向变化的竞争力指数编制方法。
In the paper the author introduces the competitive advantage theory to study the formative process of competitive power of commercial banks, and proposes the general analysis framework of the element structure of competitive power. Based on the framework, the author designs new evaluation indicator system of commercial banks＇ competitive power, and works out a competitive power index that can breadthwise compare the competitive power among the banks and also lengthwise reflect the dynamic changes of competitive power among the banks.
出处
《金融研究》
CSSCI
北大核心
2008年第12期147-163,共17页
Journal of Financial Research
关键词
商业银行竞争力
定义
要素构成
评价指标体系
竞争力指数
competitive power of commercial banks, definition, element structure, evaluation indicatorsystem, competitive power index
