摘要
客户尽职调查作为反洗钱国际标准中预防措施的基本要求,已日益受到监管部门和金融机构的高度重视。我国也于近期在金融机构中实施完全按照国际标准要求制定的客户尽职调查管理办法。本文根据最新的文献资料,系统地介绍了国际组织和发达国家客户尽职调查要求的基本要素,对客户尽职调查涵义、要求、方法等进行了阐释,并结合我国的相关实践做了一些政策性讨论。
Customer Due Diligence （CDD） is the essential requirement in FATF Recommendations for anti-money laundering and calls for high attention in China. Related authorities have established CDD regulations for financial sectors catering for international standards. The paper systematically presents the basic CDD elements of international organizations and developed countries with interpretations, requirements and methodologies, combined with discussions of practices in China.
出处
《海南金融》
2008年第11期41-45,共5页
Hainan Finance
基金
自然科学基金[70773038]
中国博士后基金[20070420587]
关键词
客户尽职调查
反洗钱
客户身份识别
Customer Due Diligence
anti-money laundering
know your customer
identification recognition
