摘要
本文对美国的消费信贷迅速发展中出现的次级债风波及信用卡风险进行详细的分析,对研究美国次级债及信用卡市场的相关文献进行了认真的梳理,结合我国商业银行消费信贷业务发展的现状,从风险控制的视角对商业银行消费信贷业务的发展提出了警示。
On the basis of detailed analysis of the Subprime credit crisis and credit card risk arising from the rapid development of consumer credit in the United States, combined with the development status of consumer credit business of national commercial banks, related literatures of Subprime credit and credit card market of America are reviewed and analyzed, and a warning of the development of consumer credit business of commercial banks is given from the perspective of risk control.
出处
《金融理论与实践》
北大核心
2008年第8期107-111,共5页
Financial Theory and Practice
关键词
消费信贷
次级债
信用卡
风险
Consumer Credit
Subprime Credit
Credit Card
Risk
