摘要
作为保险市场销售主体之一的专业中介的发展并没有达到预期效果,在整个保险市场份额中所占比例较低,没有摆脱经营效率相对较低的困境。风险投资进入保险中介业的动机是获取高额回报以及提前布局金融销售渠道。对风险投资进入泛华保险的具体案例进行分析,可以看出,风险投资为保险中介业带来发展机会、资金、管理以及新的理念。但同时也给保险中介业、风险投资以及监管机构都带来了新挑战。
Insurance industry has witnessed rapid growth along with the booming Chinese economy. However, as one of the distribution channels, specialized insurance intermediaries accounted for little market shares and were characterized by low efficiency. The combination of venture capital and insurance intermediaries emerged in 2007. The motivation for venture capital is to receive high returns and deploy financial distribution channds in advance. Venture capital provides capital, management experiences, innovative concepts and development opportunities to the insurance intermediary industry, but at the same time, they also bring new challenges to the insurance intermediary industry and the regulator.
出处
《保险研究》
CSSCI
北大核心
2008年第7期36-39,共4页
Insurance Studies
关键词
保险中介
风险投资
投资特点
作用及挑战
insurance intermediaries
venture capital
investment style
positive effect and challenges
