摘要
文章基于新比较经济学的分析框架,从正规金融和非正规金融两个方面来论述三十年来中国农村地区金融改革的基本逻辑。研究认为,农村金融发展滞后于农村经济发展的原因是政府对农村金融的控制方式不尽合理。文章充分肯定了国家2005年至今的改革措施,认为新型金融机构的引进将成为建立完善的农村金融体系的契机。
Based on the framework of new comparative economics, from the viewpoint of formal and informal finance, the paper explores the logic of China's rural financial reform since 1978. It examines the institutional factors that are responsible for the lagging of rural financial development behind rural economic development. We consider the reform since 2005, however, as positive. We believe that the entry of new financial institutions into the rural financial market will be an important opportunity for China to build up a well-functioning rural financial system.
出处
《财经研究》
CSSCI
北大核心
2008年第5期15-28,共14页
Journal of Finance and Economics
关键词
新比较经济学
制度可能性边界
农信社
农村合作基金会
互助会
new comparative economics
institutional possibility frontier
rural credit cooperatives
rural cooperative foundations
rotating savings and credit associations