摘要
文章以国际上较流行的数据包络方法为测度工具,利用由CCR模型衍变而来的VRS及NIRS效率模型,对我国商业银行1997、1999、2001、2003年等4年的技术效率、规模效率、纯技术效率进行测算。根据所测得的效率数据,对有效结构假说和结构行为绩效假说进行实证检验,结果显示,效率和市场集中度与银行绩效正相关,而市场份额则与绩效负相关,该结论表明这两个假说都不适合中国银行业市场。同时,我们必须充分重视银行效率的提高。
Taking the Data Envelopment Analysis （DEA） method as the testing tool, this paper measures the technology efficiency, scale efficiency and pure technology efficiency of Chinese commercial banks in 1997, 1999,2001 and 2003 by making use of the VRS and NIRS efficiency model that developed from CCR model. Then based on these efficiency datas, it tests the SCP hypotheses and ES hypotheses. The results show that effi-ciency and market concentration are the main determinant of bank performance, however, market share is negatively correlated with the bank performance. The conclusion testifies that both of the two hypotheses are unsuitable to Chinese banking industry and we should focus on bank efficiency.
出处
《企业技术开发》
2007年第1期67-69,共3页
Technological Development of Enterprise
