摘要
目前保险业存在承保容易、索赔难；不能严格履行保险合同；压赔案、压赔款；代理人误导；不能及时收取续期保费等不诚信行为，已经成为制约保险业发展的瓶颈。诚信是社会主义市场经济的根本保证，是保险公司的生命线。因此，应进一步加强保险诚信教育；建立健全保险诚信相关法律制度体系；严格履行承诺；实行投保提示，综合利用各种方法推进保险诚信建设，实现保险业做大做强的目标。
Today＇s insurance industry is plagued by problems such as easy application but difficult claim, non-compliance with insurance contract, prolonged claim settlement and claim benefit payment, agent misrepresentation and untimely renewal premium collection, and so on. These problems have become the bottleneck for further development of the industry. Credibility is the fundamental guarantee to the socialist market economy as well as the life line of insurance companies. Therefore, the insurance industry should further step up credibility education, complete and improve its laws and regulations relating to credibility, strictly fulfill its commitments, introduce application reminders, and other measures to promote credibility construction. Only in doing so, can the insurance industry achieve its goal of growing bigger and stronger.
出处
《保险研究》
CSSCI
北大核心
2006年第3期55-56,共2页
Insurance Studies
关键词
保险诚信
保险发展
诚信教育
制度体系
代理人
续期保费
投保提示
保险合同
insurance credibility
insurance development
credibility education
policy system
individual agent
renewal premium
application reminder
insurance contract
