摘要
本文主要目的在于探讨我国当前金融制度的问题,并尝试探讨融资制度变迁的内在逻辑和次序安排,希望以此作为政策制定之参考。本文认为,国有经济改革、非公有经济发展以及农村经济发展等使国家改革现行融资制度的动力很足,但与此对应,各有关主体对改革现行融资制度的动力明显不足,提高融资制度效率的关键在于所有制和竞争力上。文章还在国有商业银行股份制改造、农村金融制度、非正规金融、监管和利率等方面提出了相应的建议。
In exploring the financing institution of the country, the author touches on the logic and sequence of its evolution, hoping to be of some help for the policymaking. While the reform of the state-owned sectors of the economy and the development of non-state owned sectors and the rural economy constitute a strong momentum behind the financing institutional reform, the relevant entities in the financial sector, however, are by no mean enthusiastic. Because ownership and competitiveness are important to the efficiency of financial system, the article cries for more attention to the equity restructuring of the state-owned commercial banks, rural financial system, informal financial institutions, supervision and interest rate management.
出处
《山西财经大学学报》
北大核心
2004年第4期100-103,共4页
Journal of Shanxi University of Finance and Economics
关键词
融资制度变迁
逻辑和次序安排
委托代理
financing institution evolution
logic and sequence
agency by agreement
