摘要
正式与非正式存款保险制度对金融机构的市场退出采取了基本相同的处置方式,但其退出机制的具体运作程序和内容存在诸多相异之处。本文从不同角度对两种制度下的金融机构退出机制进行了比较分析,认为总体来讲正式存款保险制度下的金融机构退出机制优越于非正式存款保险制度。我国作为实行非正式存款保险制度的国家,金融机构的退出机制也存在诸多缺陷,应进行相应的改革和完善。
Dominant and recessive deposit insurance system take on the whole the same way of handling financial institution withdrawal.but its concrete operation procedure and content have all more than different places.This paper compares the financial institution withdrawal mechanism in the two deposite insurance systems at different angle,think dominant deposit insurance system is superior to recessive one as a whole.0Mr country as implement recessive deposit insurance system,having a great deal of defects too in financial institution withdrawal mechanisms,should carry on corresponding reform and perfection.
出处
《内蒙古煤炭经济》
2004年第S1期6-8,共3页
Inner Mongolia Coal Economy
关键词
存款保险制度
金融机构:退出机制
deposite insurance system
financialinstitution
withdrawal mechanism
