摘要
信用卡是一种集多种业务于一身的金融产品,其高投资回报的特点正在促使国内银行业形成一股新的竞争浪潮。然而曾经被树为亚洲典范的韩国却在近期经历着一场空前的信用卡危机,过度宽松的政策激励以及信用卡管理的不完善是导致危机的基本原因。总结韩国信用卡危机的经验有利于推动国内银行卡市场的健康发展。
Credit card is a kind of financial production which contains various services. The characteristic of high returns in credit card is promoting a new competition among the civil banks. However, there happens an unprecedented credit card crisis in Korea. The principal reasons are too loose stimulants in policy and incomplete management of credit card. Analysis concerning credit card crisis in Korea will be beneficial to the healthful development of our credit card market.
出处
《北京市总工会职工大学学报》
2004年第2期40-43,共4页
The Beijing Federation of Trade Unions College Journal
关键词
信用卡
信用卡公司
信用卡危机
credit card
credit card corporation
credit card crisis
