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我国社区银行建立的必要性及建立模式选择 被引量:2

The Necessity of Community Bank Establishment in China and Establishment Pattern Choice
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摘要 随着我国加入世贸组织、金融业对外开放力度明显加大,将民间资本引入银行业是我国放松资本管制的主要途径。本文先对社区银行进行了界定,针对理论界存在的关于社区银行的误区进行了分析,然后结合我国实际说明现阶段建立社区银行的必要性,最后提出了几种建立模式。 With the entry of World Trade Organization and the wide opening up of finance industry, bringing folk capital into banking industry has been the main solution to relax control on capital. This article has firstly given the definition of Community Bank, and analyzed the misunderstanding of the conception, then explain the necessity of community bank establishment in present stage,and finally proposed several establishments patterns.
作者 关园园 贺杰
出处 《中南财经政法大学研究生学报》 2006年第4期26-29,共4页 Journal of the Postgraduate of Zhongnan University of Economics and Law
关键词 社区银行 道德风险 Community Bank Moral Risk
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