摘要
本文从不良贷款资产证券化产品的基础资产以及交易结构特点出发,深入解析其与一般信贷资产证券化产品的主要区别,提出不良贷款资产证券化产品的风险关注点。同时,结合国际经验及我国历史情况,指明现阶段我国重启不良贷款资产证券化初期需要注意的问题。
This article examines the underlying assets and transactional structure used in the securitization of non-performing assets.It also attempts to explain the differences between the securitization of non-performing assets and securitizing traditional loans.It details the risks involved in securitizing nonperforming assets,addresses problems in the early stages of the development of this business,and makes a comparison with international practices.
出处
《金融市场研究》
2016年第4期50-64,共15页
Financial Market Research
关键词
不良资产证券化
基础资产
信贷资产证券化
non-performing asset securitization
underlying assets
loan securitization
