摘要
合理的金融监管是实现监管资源有效配置、提高金融监管效率的基础,也是保证金融体系安全与稳定的重要环节。美国、英国、德国3个国家混业经营监管改革的经验告诉我们,金融结构的变迁决定着一国金融监管体系的变迁方向,监管体系也影响着金融业的发展和结构变化。
Adequate financial regulation is the basis for achieving efficient allocation of regulatory resources and improving the efficiency of financial supervision. It is also an important part in ensuring the safety and stability of the financial system. The experience of the US, the UK and Germany in adopting more integrated financial oversight shows us that the changes in financial structure determine the direction of the financial regulatory system reform. At the same time, the regulatory system affects the development and structure of the financial industry.
出处
《金融市场研究》
2014年第2期135-144,共10页
Financial Market Research
关键词
分业经营
混业经营
分业监管
混业监管
separated operation,financial conglomerates,separate supervision,integrated supervision
