摘要
随着国内传统的经济构架格局被打破,金融领域也进行了一次史无前例的改革。随着国内金融领域的快速发展,金融服务对象也由曾经的单一层次开始变得多元化,业务服务领域也变得更加多样。虽然原有的金融结构被打破会为金融业带来众多机遇,但金融领域依然要保持创新,才能在激烈的市场竞争中存活下来。但长期的创新也为金融领域埋下了巨大隐患。因此,如何管理金融创新所带来的风险一直是学术界经久不衰的热门话题。本文是在研究金融创新的基础上,进行相关文献的查阅收集与定性分析等方式来对这一论点进行深入探究。以期通过本问的探究成果能为金融创新环境下的金融风险管理的进展提供一些助力。
With the breaking of the traditional domestic economic structure,the financial sector has undergone an unprecedented reform.With the rapid development of domestic financial sector,financial service objects have become diversified from a single level,and business service areas have become more diversified.Although the breaking of the original financial structure will bring numerous opportunities to the financial industry,the financial sector still needs to maintain innovation in order to survive in the fierce market competition.But long-term innovation also poses huge risks for the financial sector.Therefore,how to manage the risk brought by financial innovation has been a hot topic in the academic circle.Based on the study of financial innovation,this paper conducts the literature review,collection and qualitative analysis to further explore this argument.It is expected that the research results of this question can provide some help for the progress of financial risk management under the environment of financial innovation.
关键词
金融创新
风险管理
金融风险
financial innovation
risk management
financial risk