摘要
改革开放以来,我国农村金融机构改革不断深入,农村金融体系不断完善,金融基础设施建设持续推进,涉农信贷投入持续增长,为农业和农村经济发展做出了重大贡献。但当前我国农村金融体系依然面临农业经营主体融资能力较弱、农村金融体系不完善、供求双方信息不对称等问题与挑战。在实施乡村振兴战略的背景下,我国应深入推进金融创新,健全金融支农政策体系,积极发展新型农村金融机构,创新农村金融产品和服务,改善农村金融生态环境,为实现农业和农村现代化提供坚实的金融支持。
Since the reform and opening up,rural financial institutions reform has made further headway,rural financial system has been continually improved,rural financial infrastructure construction has been advanced steadily,the amount of loan for agriculture and rural area has been continually increasing,which contributed greatly to agricultural and rural economic development.But now,there still exists some issues such as weak financing ability of agribusinesses,imperfect rural financial system,information asymmetry in rural financial market,etc.Under the background of implementing the rural vitalization strategy put forward by the 19 th National Congress of CPC,we should make great efforts to advance financial innovation.
出处
《中国高校社会科学》
CSSCI
北大核心
2019年第5期85-94,158,共11页
Social Sciences in Chinese Higher Education Institutions
基金
国家社科基金重点项目“劳动力转移、土地流转对我国农业生产和农民收入的影响研究”(16AJY014)成果
关键词
农村金融
金融改革
金融创新
乡村振兴战略
rural finance
financial reform
financial innovation
rural vitalization strategy