摘要
保理已成为全球范围内发展最快的供应链金融业务,在促进国内外信用贸易、满足中小企业融资、服务实体经济方面发挥着越来越重要的作用。21世纪以来,全球保理行业一直保持8%左右的年复合增长率,总体表现出强劲的发展势头和典型的逆周期特点。2017年全球保理业务加速增长,对经济的贡献率有所上升,中国再次超过英国成为全球第一大保理市场,其中商业保理的贡献尤为突出。目前保理业务与科技加速融合、创新活跃,我国保理业务创新已走在全球前列。与此同时,我国保理行业(尤其商业保理行业)还面临法规不完善、支持政策缺乏、税负过重、外汇结转障碍、融资渠道狭窄和风险控制难等问题,亟须尽快加以解决。
Factoring has become the fastest growing supply chain financial business in the world. It plays an increasingly important role in promoting credit trade at home and abroad, satisfying the financing of small and medium-sized enterprises and serving the real economy. In this new century, the global factoring industry has maintained a compound annual growth rate of around 8%, showing strong momentum of development and typical counter-cyclical characteristics. In 2017, the global factoring business experienced accelerated growth and increasing rate of contribution to the economy. China once again overtook Britain as the world’s largest factoring market, in which the contribution of commercial factoring is prominent. At present, while the integration of factoring business and technology has been expedited with active innovation, the innovation of China’s factoring business has been at the forefront of the world. At the same time, China’s factoring industry(especially the commercial factoring industry) still faces many problems, such as incomplete laws and regulations, lack of supporting policies, excessive tax burden, obstacles to foreign currency settlement, narrow financing channels and difficulties of risk control, which need to be solved as soon as possible.
作者
曲维玺
韩家平
QU Weixi;HAN Jiaping(Chinese Academy of International Trade and Economic Cooperation,Ministry of Commerce)
出处
《国际贸易》
CSSCI
北大核心
2019年第1期90-96,共7页
Intertrade
关键词
保理行业
供应链金融
中小企业
风险控制
金融科技
营改增
factoring industry
supply chain finance
SMEs
risk control
fintech
business tax replaced with VAT
