摘要
普惠金融的高质量发展直接影响金融强国战略的实现,但当前普惠金融的发展面临信息不对称、融资成本高等问题,不利于其高质量发展。大语言模型作为一种新的数字技术,能够缓解普惠金融发展面临的困境。当前,为促进大语言模型在普惠金融中的应用,应夯实其应用环境建设、降低输出结果偏见、强化应用合规管理、重视数据安全、加强人才队伍建设、客观看待决策结果,并加大资源投入力度。
In October 2023,the sixth Central Financial Work Conference proposed the concept of financial power for the first time,and inclusive finance,as one of the five major financial institutions,has further improved its status.The high-quality development of inclusive finance directly affects the strategy of financial power,but the current problems such as information asymmetry and high financing costs in the development of inclusive finance also hinder its high-quality development.As a new digital technology,big language model can alleviate the difficulties faced by the development of inclusive finance and is an effective tool for digital technology innovation to bring new quality productivity.Therefore,at present,it is necessary to strengthen the construction of big language model application environment,reduce the bias of big language model output results,strengthen the compliance management of big language model application,and pay attention to the data security of big language model application.Strengthen the construction of large language model talent team,objectively view the decision-making results of large language model,and increase the input of large language model resources.
作者
徐阳洋
陆岷峰
Xu Yangyang;Lu Minfeng
出处
《新经济导刊》
2024年第7期58-68,共11页
New Economy & Future Industry
基金
国家社会科学基金一般项目“互联网金融市场跨界风险的协同监管长效机制与政策研究”(批准号:21BJY022)的阶段性成果。
关键词
金融强国
大语言模型
普惠金融
Financial Power
Large Language Model
Inclusive Finance
