摘要
乡村振兴是我国现代化建设的一项重要内容,其首要任务是解决城乡收入差距,其中农业保险的作用至关重要。本文采用中介效应模型深入探讨农业保险影响城乡收入差距的潜在机制,研究表明,农业保险的发展显著抑制了城乡收入差距,并且能够通过提高劳动生产率和缓解农业信贷约束缩小城乡收入差距。进一步研究异质性发现,农业保险对城乡收入差距的影响在东西部地区优于中部地区,对非粮食主产区的影响效果优于粮食主产区。在上述研究的基础上,给出以下三点建议:第一,健全风险保障体系,提升农业保险保障水平;第二,突出发挥农业信贷对农村产业发展的拉动作用;第三,根据区域差异调整保险支持政策。
Rural revitalization is an important part of China's modernization,and its primary task is to solve the income gap between urban and rural areas,among which the role of agricultural insurance is crucial.This paper uses the mediating eff ect model to explore the potential mechanism of agricultural insurance affecting the urban-rural income gap,and the research shows that the development of agricultural insurance can signifi cantly inhibit the urban-rural income gap,and can narrow the urban-rural income gap by improving labor productivity and alleviating the constraints of agricultural credit.Further research on heterogeneity shows that the impact of agricultural insurance on the income gap between urban and rural areas is better in the eastern and western regions than in the central region,and the impact on non-major grain producing areas is better than that in the main grain producing areas.On the basis of the above research,the following suggestions are given:fi rst,improve the risk protection system and improve the level of agricultural insurance protection;second,give full play to the role of agricultural credit in stimulating the development of rural industries;Third,adjust insurance support policies according to regional diff erences.
出处
《吉林金融研究》
2024年第6期6-12,共7页
Journal of Jilin Financial Research
关键词
农业保险
城乡收入差距
乡村振兴
agricultural insurance
urban-rural income gap
rural revitalization
