摘要
基于2011—2020年长三角地区41个城市面板数据,采用动态系统GMM方法和面板门限模型实证研究数字普惠金融对产业结构升级的影响及其机制。结果表明:数字普惠金融对产业结构升级具有显著的推动作用;创新水平是数字普惠金融支持产业结构升级的有效途径,同时随着数字普惠金融的发展,创新水平对产业结构升级的正向影响呈现一种边际递增的趋势;居民消费水平的提升和互联网普及程度的加深会强化数字普惠金融对产业结构升级的促进作用。
Based on the panel data of 41 cities in the Yangtze River Delta region from 2011 to 2020,the dynamic system GMM method and the panel threshold model are used to empirically study the impact of digital inclusive finance on the upgrading of industrial structure and its mechanism.The results show that digital inclusive finance has a significant role in promoting the upgrading of industrial structure;innovation level is an effective way for digital inclusive finance to support the upgrading of industrial structure.The influence shows a marginal increasing trend;the improvement of residents’consumption level and the deepening of the Internet penetration will strengthen the role of digital inclusive finance in promoting the upgrading of industrial structure.
作者
晏晓钰
黄永兴
YAN Xiaoyu;HUANG Yongxing(School of Business,Anhui University of Technology,Maanshan 243000,China)
出处
《常州工学院学报》
2024年第2期47-54,94,共9页
Journal of Changzhou Institute of Technology
关键词
数字普惠金融
产业结构升级
创新水平
digital inclusive finance
industrial structure upgrade
innovation level
