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数字普惠金融发展对居民社会福利绩效的影响 被引量:2

Impact of Digital Inclusive Finance Development on Residents’Social Welfare Performance
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摘要 在人民追求美好生活的大背景下,文章通过构建指标评价体系并运用熵权法和莫兰指数刻画中国居民社会福利绩效的时空演变特征,进一步借助固定效应模型和空间自回归模型探究数字普惠金融发展对居民社会福利绩效的影响。研究发现:中国居民社会福利绩效水平不断上升,且在空间上具有正自相关性,并以东部地区省份的“高-高”集聚和西部地区省份的“低-低”集聚为主;数字普惠金融能有效促进居民社会福利绩效提高,且该促增效应主要通过经济和社会层面实现;异质性分析发现数字普惠金融对中西部地区和低城镇化地区产生更大的边际效应;考虑空间因素后,数字普惠金融同时对邻近地区产生了积极的溢出效应。 In the context of people’s pursuit for a better life,this paper constructs an index evaluation system,then uses the entropy weight method and Moran’s index to characterize the spatiotemporal evolution of Chinese residents’social welfare perfor-mance,and further explores the impact of digital inclusive finance development on residents’social welfare performance with the help of fixed effect model and spatial autoregressive model.The research findings go as following:The level of social welfare per-formance of Chinese residents is increasing,and it has positive autocorrelation in space,with the high-high agglomeration in east-ern provinces and the low-low agglomeration in western provinces.Digital inclusive finance can effectively promote the improve-ment of social welfare performance of Chinese residents,and this promotion effect is mainly realized through economic and social dimensions.Heterogeneity analysis finds that digital inclusive finance has a greater marginal effect on central and western and low urbanization regions.After considering the spatial factors,digital inclusive finance has a positive spillover effect on the neighbor-ing regions at the same time.
作者 陈静 吕雁琴 赵斌 Chen Jing;Lyu Yanqin;Zhao Bin(College of Economics and Management,Xinjiang University,Urumqi 830046,China;Xinjiang Innovation Management Research Center,Xinjiang University,Urumqi 830046,China;School of Economics,Ocean University of China,Qingdao Shandong 266000,China)
出处 《统计与决策》 CSSCI 北大核心 2024年第8期138-143,共6页 Statistics & Decision
基金 国家社会科学基金资助项目(22XJY036) 新疆大学优秀博士研究生创新项目(XJU2022BS013)。
关键词 居民社会福利绩效 数字普惠金融 美好生活 区域协调 residents’social welfare performance digital inclusive finance better life regional coordination
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