摘要
支持和促进返乡创业是激活乡村全面振兴内生动力的关键,如何提升返乡创业者幸福感值得关注。本文利用全国返乡创业者抽样调查数据考察了信贷可得对返乡创业者幸福感的影响。研究发现,信贷可得能够显著提升返乡创业者的幸福水平,相较于未获得信贷者,获得信贷支持能够让返乡创业者的幸福水平提升0.3837个单位。机制分析表明,信贷可得通过增加创业绩效、增强创业预期来提升返乡创业者幸福感。进一步的异质性分析发现,信贷可得的幸福效应在男性、有高层次职业经历、收入较低和中东部地区的返乡创业者中更明显。本文研究进一步丰富了幸福经济学在返乡创业情景中的微观发现,结论对于增加农村金融制度供给、促进返乡创业事业高质量发展具有积极的政策意义。
Supporting and promoting returning hometowns to carry out entrepreneurial activities is the key to activating the endogenous driving force of rural comprehensive revitalization,and how to improve the happiness of returning entrepreneurs is worthy of attention.This paper examines the impact of credit availability on the well-being of returning entrepreneurs by using a sample survey data of returning entrepreneurs in China.The results show that the availability of credit can significantly improve the well-being of returning entrepreneurs,and the well-being of those who have obtained credit is 0.3837 units higher than that of those who have not obtained credit.Mechanism analysis shows that credit availability can improve the happiness of returning entrepreneurs by increasing entrepreneurial performance and enhancing entrepreneurial expectations.Further heterogeneity analysis found that the happiness effect of credit availability was more pronounced among men,higher-level occupational experience,lower income,and returnees from the East and Central regions.This paper further enriches the micro findings of happiness economics in entrepreneurship,and the conclusions have important policy implications for increasing the supply of rural financial system and promoting the high-quality development of returns-hometowns entrepreneurship.
作者
钱鹏
陈传波
陈玉萍
QIAN Peng;CHEN Chuanbo;CHEN Yuping
出处
《世界农业》
2024年第5期108-118,共11页
World Agriculture
基金
国家社会科学基金项目“相对贫困多维识别和协同治理长效机制研究”(20BGL249)
河南省哲学社会科学规划青年项目“新时代青年主流意识形态网络认同研究”(2023CKS047)
河南省哲学社会科学规划年度项目“河南高质量发展与共同富裕的协同推进机制与实现路径研究”(2023CJJ202)。
关键词
返乡创业
信贷可得
创业绩效
创业预期
主观幸福感
Return Hometown Entrepreneurship
Credit Availability
Entrepreneurial Performance
Entrepreneurial Expectation
Subjective Well-being
