摘要
数字普惠金融是推动旅游业高质量发展的重要驱动力。在厘清数字普惠金融影响旅游业高质量发展作用机理的基础上,采用固定效应模型、面板分位数回归模型和门槛模型探究中国数字普惠金融对旅游业高质量发展的影响及异质性特征。研究结果表明:研究期内,中国数字普惠金融发展水平呈现稳步上升趋势,增幅较大且呈现“东部>中部>西部”的空间异质性;中国旅游业高质量发展水平存在“俱乐部收敛”发展趋向,在空间上呈现由东向西梯度递减的分异特征。中国数字普惠金融能显著促进旅游业高质量发展,影响效应呈现“东部>中部>西部”和“覆盖广度>使用深度>数字化程度”的异质性特征。中国数字普惠金融对旅游业高质量发展的影响随着分位数的增加呈现边际递减后递增的波动趋势;数字普惠金融和信息化水平对旅游业高质量发展的影响存在双门槛效应,当分别跨越0.638和0.117的门槛值,即呈现边际递减规律。
Digital inclusive finance is an important driving force to promote the high-quality development of tourism.On the basis of clarifying the mechanism of digital inclusive finance influencing the high-quality development of tourism,the fixed-effects model,panel quantile regression model and threshold model are used to investigate the influence of digital inclusive finance on the high-quality development of tourism and the characteristics of heterogeneity.The results of the study show that:during the study period,the development level of digital inclusive finance in China has shown a steady upward trend,with a large increase and spatial heterogeneity of“east>central>west”;the level of highquality development of China′s tourism industry has the development tendency of“club convergence”,with spatial heterogeneity of“east>central>west”;the level of high-quality development of China′s tourism industry has a“club convergence”development trend,showing a spatial gradient from east to west of the spatial differentiation characteristics.China′s digital inclusive finance can significantly promote the high-quality development of tourism,and the impact effect is characterized by the heterogeneity of“east>central>west”and“breadth of coverage>depth of use>degree of digitization”;the impact of China′s digital inclusive finance on the high-quality development of tourism shows a fluctuating trend of marginal decrease and then increase with the increase of quartile,and there is a double-threshold effect of the impact of digital inclusive finance and informatization on the high-quality development of tourism,and when they cross the thresholds of 0.638 and 0.117 respectively,they show the law of marginal decrease.
作者
王凯
赵燕
WANG Kai;ZHAO Yan(College of Tourism,Hunan Normal University,Changsha 410081,Hunan,China)
出处
《中南林业科技大学学报（社会科学版）》
2023年第6期78-90,共13页
Journal of Central South University of Forestry & Technology（Social Sciences）
基金
国家社科基金一般项目(22BJL059)。
关键词
数字普惠金融
旅游业高质量发展
面板分位数回归模型
门槛模型
digital financial inclusion
high-quality tourism development
panel quantile regression model
threshold modeling
