摘要
基于中国综合社会调查(CGSS)2021年数据,运用Probit模型和调节效应模型进行实证研究,探究数字普惠金融对农村女性创业的影响效应及作用机制。结果显示:数字普惠金融能够促进农村女性创业,且其使用深度和数字化程度均对农村女性创业有促进作用;社会支持在数字普惠金融对农村女性创业的影响路径中发挥了正向调节作用,强化了数字普惠金融对农村女性创业的促进作用;异质性分析结果显示,数字普惠金融对不同人力资本农村女性创业的影响存在异质性,对低人力资本的农村女性创业影响更显著。因此,应大力发展数字普惠金融,同时加大社会支持力度,最大程度激发农村女性创业积极性。
Based on the data from the China Comprehensive Social Survey(CGSS)in 2021,an empirical study was conducted by using Probit model and moderating effect model to explore the impact of digital inclusive finance on rural women’s entrepreneurship and its mechanism.The results show that digital inclusive finance can promote rural women’s entrepreneurship,and both its depth of use and degree of digitization make great effort to promote rural women’s entrepreneurship;social support has played a positive regulatory role in the impact path of digital inclusive finance on rural women’s entrepreneurship,strengthening the promoting effect of digital inclusive finance.Heterogeneity analysis reveals that the impact of digital inclusive finance on rural women’s entrepreneurship with different human capital is heterogeneous,with a more significant impact on the entrepreneurship with low human capital.Therefore,it is proposed to vigorously develop digital inclusive finance and increase social support to maximize the entrepreneurial enthusiasm of rural women.
作者
郭如良
曾雯慧
郭巧灵
GUO Ruliang;ZENG Wenhui;GUO Qiaoling(Jiangxi Rural Revitalization Strategy Research Institute,Jiangxi Agricultural University,Nanchang 330045,China;School of Economics and Management,Jiangxi Agricultural University,Nanchang 330045,China)
出处
《安徽农业大学学报（社会科学版）》
2023年第6期72-80,共9页
Journal of Anhui Agricultural University:SOC.SCI.
基金
国家自然科学地区基金项目“中国组织情境下员工退缩行为的诱因:一项追踪研究”(72062018)
江西省科技厅软科学项目“打造新时代全面推进乡村振兴样板之地调查研究”(20222BAA10W09)。
关键词
数字普惠金融
农村女性创业
社会支持
Probit二元回归模型
调节效应
digital inclusive finance
rural women’s entrepreneurship
social support
Probit binary regression model
moderating effect
