摘要
“三社”融合发展能够积极发挥农民专业合作社、供销合作社、信用合作社的生产、供销、信用“三位一体”综合作用,通过专业化分工与合作实现涉农资源优化配置,更好服务乡村振兴战略。然而,在“三社”融合发展的试点探索过程中,金融服务短板仍然难以有效破解。本文基于农业供应链金融思想,考察了“三社”在不同策略下以不同初始概率和参数变化对博弈均衡的影响,并结合现实情况进行仿真分析。结果表明:农民专业合作社的自主还款概率、农产品订单合同的违约,供销合作社的监管成本,信用合作社的贷款利率以及政府风险补偿金等参数均是融资博弈均衡的影响因素。在此基础上,提出了解决“三社”融合发展融资难题的对策建议。
The“three communities”are indispensable and important subjects in the process of China’s agricultural and rural development,and are also the backbone force for promoting the organization and materialization of the rural collective economy.The integrated development of the“three communities”refers to the promotion of the high-quality development of China’s agriculture and rural areas as the foundation,with agricultural services as the core,through the deep integration of the advantages of farmers’professional cooperatives,supply and marketing cooperatives and credit cooperatives in production management links,market supply and marketing channels,credit service support,etc.,to form a joint force to promote the development of rural collective economy,and rationally allocate agriculture-related resources through professional division of labor and efficient cooperation,so as to better promote the development of agricultural modernization and provide strong support and guarantee for the rural revitalization strategy.However,in the process of the integrated development of the“three societies”,the financing difficulties of the integrated development of the“three societies”cannot be effectively alleviated due to the difficulty in controlling the financing risks.Based on the theoretical research,and the financial thinking of agricultural supply chain,this paper designs the financing mechanism of the integrated development of the“three communities”,constructs the evolutionary game model of the integrated development of the“three communities”,investigates the influence of the“three communities”on the equilibrium of the game with different initial probabilities and key parameter changes under different strategies,and conducts simulation analysis based on the actual situation.The results show that the parameters such as the probability of independent repayment of farmers’professional cooperatives,the liquidated damages and credit penalties of agricultural product order contracts,the discount
作者
唐德祥
彭天禹
TANG Dexiang;PENG Tianyu(School of Economics and Finance,Chongqing University of Technology,Chongqing 400054,China)
出处
《运筹与管理》
CSCD
北大核心
2023年第9期57-63,共7页
Operations Research and Management Science
基金
国家社会科学基金项目(21BJY028)
重庆市教育委员会人文社会科学研究项目(21SKGH175)。
关键词
“三社”融合
融资机制
演化博弈
仿真分析
integration of the“Three Cooperatives”
financing mechanism
evolutionary game
simulation analysis
