摘要
目前,全球多竞争日益激烈,中小企业的融资规模和能力有限,使得生产经营困难,进而造成居民收入减少、失业率上升。为防止危机的蔓延,大量研究开始从信息共享和资源共享建设方面入手,促进金融基础设施服务实体经济能力提升,帮助中小企业缓解融资难、融资贵问题,提高企业结算能力。文章将从供应链金融发展的现状出发,探讨实现高质量发展的制约因素,并结合政府相关政策和要求,提出供应链金融的创新技术、模式、信用体系等,创新服务模式,提高中小微企业融资效率等措施,以更好地增强对金融风险的防控能力。
At present,the global competition is becoming fierce.Due to the limited financing scale and capacity of small and medium-sized enterprises,production and operation difficulties have led to a decrease in residents income and an increase in unemployment rate.In order to prevent the contagion of the crisis,a large amount of research has started from the construction of information sharing and resource sharing,promoting the ability of financial infrastructure to serve the real economy,helping small and medium-sized enterprises alleviate fi-nancing difficulties and high financing costs,and improving their settlement capabilities.The article will start from the current situation of supply chain finance development,explore the constraints for achieving high-quality development,and combine government policies and re-quirements to propose innovative technology,models,credit systems,and other aspects of supply chain finance.It will innovate service mod-els from various aspects,improve the financing efficiency of small and medium-sized enterprises,and enhance the ability to prevent and control financial risks.
作者
唐艳
Tang Yan(Qinghai Minzu University,Xining,Qinghai,810007)
出处
《市场周刊》
2023年第10期141-144,共4页
Market Weekly
基金
青海省2022年青海民族大学研究生创新项目(项目编号:65M2022089)。
关键词
供应链金融
中小企业
融资困境
supply chain finance
small and medium-sized enterprises
financing dilemma
