摘要
现代农业是资本驱动型农业,获取足够的资金是“产业兴旺”的前提。在需求侧,农业生产各个环节对资金的大规模需求使得资金日益成为发展现代农业的“门槛”。在供给端,农业生产的特点、有效抵押物的缺乏以及资金向非农产业的流动共同降低了农业的资金供给水平。资金供求矛盾引发农业的金融困境。研究表明,满足一定条件的抵押物有助于缓解现代农业面临的信贷约束。对农户而言,土地是合适的潜在抵押物。为从根本上缓解金融困境,必须激活附着于土地上的相关权利,从制度、法律和市场发育等方面同时发力,赋予土地实际的可抵押性,从而为“产业兴旺”提供充足的资金支撑。
Modern agriculture is a capital driven agriculture.Obtaining sufficient funds is the premise of“industrial prosperity”.On the demand side,the largescale demand in all aspects of agricultural production makes funds the“threshold”for the development of modern agriculture.On the supply side,the characteristics of agricultural production,the lack of effective collateral,and the flow of funds to non-agricultural industries have reduced the level of agricultural capital supply.The contradiction between the supply and demand has caused the financial dilemma of agriculture.This paper shows that collateral that meets certain conditions can help ease the credit constraints faced by modern agriculture.For farmers,land is a suitable potential collateral.In order to alleviate the financial predicament fundamentally,it is necessary to activate the relevant rights attached to the land,and simultaneously exert efforts from the aspects of institution,law and market development to endow the land with actual mortgageability.So as to provide sufficient financial support for the“industrial prosperity”.
作者
马太超
张春华
MA Taichao;ZHANG Chunhua(Institute of Rural Development,Chinese Academy of Social Sciences,Beijing 100732;School of Business,China University of Political Science and Law,Beijing 100088)
出处
《长白学刊》
北大核心
2023年第5期100-109,共10页
Changbai Journal
基金
国家社科基金重大项目“全面建成小康社会背景下新型城乡关系研究”(17ZDA067)。
关键词
产业兴旺
农村金融
土地可抵押性
乡村振兴
Industrial Prosperity
Rural Finance
Mortgageability of Land
Rural Revitalization
