摘要
基于2011—2020年的中国省际面板数据,综合运用面板变点模型研究数字普惠金融及其各个维度对于城市收入差距的影响,分析数字普惠金融对于城乡收入差距影响的地域差异,结果表明:(1)数字普惠金融的发展能够缩小城乡收入差距,有助于共同富裕;(2)数字普惠金融对于西部地区城乡收入差距的缩减作用高于中部地区及东部地区;(3)数字普惠金融及其各个维度的发展水平对城乡居民收入差距的影响呈现非线性特征,随着发展水平的提高,收入差距先增后减,存在三个变点并呈现出四个不同的阶段。为推动经济发展、提高居民收入水平、实现共同富裕,发展数字普惠金融应当着重提高其具体业务的服务质量和水平,且应适当向中西部地区倾斜,对于第三变点值前后的省份应采取不同的发展政策以促进城乡收入差距缩减。
This paper,based on China’s inter-provincial Panel data from 2011 to 2020,comprehensively employs the panel change point model to study the impact of digital inclusive finance and its various dimensions on the urban income gap,and analyze the regional differences under its impact on the urban-rural income gap.The results show that:1)the development of digital inclusive finance can narrow the urban-rural income gap and contribute to common prosperity;2)digital inclusive finance plays a more important role in reducing the urban-rural income gap in China’s western region than it does in China’s central and eastern regions;3)the impact of digital inclusive finance and its various dimensions of development on the income gap between urban and rural residents is non-linear:with the improvement of development level,the income gap narrows at first,and widens later with three change points and four different stages.To promote economic development,improve the residents’income and achieve common prosperity,we should focus on improving the service quality of its specific business,and properly make policies weighted towards China’s central and western regions;for provinces between the third change point,different development policies should be adopted to narrow the urban-rural income gap.
作者
王小刚
葛海杉
WANG Xiao-gang;GE Hai-shan(School of Mathematics and Information Sciences,North Minzu University,Yinchuan 750021,China)
出处
《广西师范大学学报（哲学社会科学版）》
2023年第4期80-96,共17页
Journal of Guangxi Normal University(Philosophy and Social Sciences Edition)
基金
国家社会科学基金项目“新形势下我国通货膨胀动态机制的结构突变检测及推断研究”(17BTJ033)
宁夏高等教育一流学科建设基金(NXYLXK2017B09)
北方民族大学服务宁夏九大产业项目(FWNX36)
北方民族大学研究生创新项目(YCX21175)。
关键词
数字普惠金融
城乡收入差距
维度差异
地域差异
面板变点模型
digital inclusive finance
urban-rural income gap
dimensional difference
regional difference
panel change point model
