摘要
基于2014年、2016年和2018年中国家庭追踪调查(CFPS)的面板数据,创新性地将研究对象和前景理论结合在一起,系统地探讨家庭收入风险对家庭幸福感水平的影响。研究发现:家庭收入风险会显著影响家庭幸福感水平,并且该影响具有非对称性特征,这符合前景理论的分析逻辑;低风险收入和高风险收入产生的风险对家庭幸福感的影响存在差异性,这与采用工具变量法处理内生性之后得到的回归结果相一致。中介效应检验结果表明,安全感是家庭收入风险对家庭幸福感的主要影响因素。异质性分析表明,低风险收入风险对低收入家庭的幸福感水平具有显著的反向作用,而中等收入家庭幸福感受高风险收入风险的影响更为显著。
Based on the panel data of the China Family Tracking Survey(CFPS)in 2014,2016 and 2018,the paper combines the research object with Prospect Theory and explores the impact of family income risk on family well-being systematically.There are relevant studies indicating that family income risk significantly affects the level of family happiness,and the impact has asymmetric characteristics,which is in line with the analytical logic of Prospect Theory.There is a difference between the impact of risks generated by low-risk income and high-risk income on family happiness,which is consistent with the regression results obtained after using the instrumental variable method to handle endogeneity.The results of the mesmeric effect test shows that the sense of security is the main channel through which family income risk affects family happiness.Heterogeneity analysis shows that low risk income risk has a significant reverse effect on the happiness level of low-income families,while the impact of high-risk income risk on the happiness perception of middle-income families is more significant.
作者
张大帅
ZHANG Dashuai(East China Jiaotong University,Nanchang,Jiangxi 330013,China)
出处
《山西财政税务专科学校学报》
2023年第1期59-66,共8页
Journal of Shanxi Finance & Taxation College
