摘要
农用水权抵押贷款有利于提高水权价值和激励节水,对农民增收也具有积极的促进效用,是践行绿色发展观念的新举措。当社会开发了农用水权抵押贷款模式,当地政府、商业银行、农户便是相关利益主体,为了探究三方主体在农用水权抵押贷款模式发展初期的相互影响关系,建立了三方演化博弈模型求解演化稳定均衡点,并对其演化规律进行仿真模拟。结果表明:不同利益主体的策略选择极易受其他主体策略选择变化的影响,对关键影响变量的调节可以改变主体的策略选择。提出了加快水权确权、完善水权交易市场、建立健全相关法律法规、强化地方政府激励、加大对银行政策支持、重塑农村信用体系和完善奖惩机制等促进农用水权抵押贷款有效展开的建议。
The mortgage loan of agricultural water right is beneficial to improving the value of water right,encouraging water saving,and also has a positive effect on increasing farmers’income,it is a new measure to practice green development.When the society has developed the mortgage model of agricultural water right,the stakeholders of this model are local government,commercial banks and farmers.In order to explore the mutual influence among three game subjects in the early development of mortgage mode of agricultural water right,this paper set up the trilateral evolutionary game,solved the evolutionary stable equilibrium point,and analyzed through evolutionary simulation.The conclusion shows that:the policy choices of different subject are easily affected by the changes of other subjects’policy choices,and the changes of key variables will affect the policy choices of each subject.Suggestions have been put forward to speed up water right confirmation,perfect the water right trading market,establish and improve relevant laws and regulations,strengthen incentives on local government,increase policy support for commercial banks,rebuild rural credit and improve the rewards and punishments,which can promote the effective development of the agricultural water right mortgage loan.
作者
靳雪
胡继连
接玉梅
JIN Xue;HU Jilian;JIE Yumei(College of Economics and Management(College of Business),Shandong Agricultural University,Taian 271018,China;College of Marxism,Shandong Agricultural University,Taian 271018,China)
出处
《水利经济》
2023年第3期51-57,124,125,共9页
Journal of Economics of Water Resources
基金
国家社会科学基金(16BJY031)。
关键词
农用水权
抵押贷款
主体利益
演化博弈
仿真分析
agricultural water right
mortgage loan
interests of subjects
evolutionary game
simulation analysis
