摘要
老人陷入失能状态不仅会降低自身生活质量,也会使其配偶承受沉重的照护负担。本文基于2010-2018年中国健康与养老追踪调查(CHARLS)四期数据,运用双重差分法和双重差分倾向得分匹配法进行实证检验,考察长期护理保险对失能老人配偶身体健康和心理健康的影响。研究结果表明:(1)长期护理保险能显著改善失能老人配偶的身体健康状况,显著降低失能老人配偶的抑郁得分。(2)异质性检验发现,长期护理保险对低龄、高收入家庭、城镇的失能老人配偶的健康改善效果更为明显。上述发现对优化长期护理保险政策起到良好的启示作用。
The disability of the elderly will not only reduce their own quality of life,but also cause their spouses to bear a heavy burden of care.Based on the China Health and Retirement Longitudinal Study(CHARLS)data from 2010 to 2018,this study uses the Difference-in-Differences and Propensity Score Matching with Difference-in-Differences method to conduct empirical tests the impact of long-term care insurance on the physical and mental health disabled elderly spouses.The results illustrate firstly that long-term care insurance can significantly improve the physical health of the spouses of the disabled elderly,and significantly reduce their depression scores.Second,the heterogeneity test shows that the effect is more significant for the spouses who are younger elderly,with high-income and living in urban areas.The findings have good implications for the optimization of long-term care insurance policies.
出处
《保险职业学院学报》
2023年第2期5-16,共12页
Journal of Insurance Professional College
关键词
长期护理保险
失能老人配偶
身体健康
心理健康
long-term care insurance
spouse of disabled elderly
physical health
mental health
