摘要
利用虚拟货币交易为上游电信网络诈骗犯罪洗钱,涉案金额巨大,资金流向追踪困难。经过层层“钱-币”交易、“币-币”交易的巨额犯罪所得流入境外诈骗团伙人员手中,不仅对国内金融秩序造成严重破坏,也极大影响了打击犯罪和对被害人的追赃挽损工作。穿透交易的匿名化是追踪、识别高度隐蔽的虚拟货币洗钱行为的关键。以虚拟货币洗钱实案为例,分析洗钱的行为特征和操作模式,厘清多层级中心化交易、DeFi智能合约和智能链交易、程序化代码转账以及隐私虚拟货币交易等新型洗钱手法及查控难点,探索突破各种新型交易方式的匿名性难题、识别交易者真实身份信息的研判方法,并从侦查、技术和法律3个方面提出遏制虚拟货币跨境洗钱的应对之策。
Virtual currency transactions are used to launder money for the upstream telecom network fraud,which involves a huge amount of money and makes it difficult to track the flow of funds.The huge amount of criminal proceeds from“money-currency”transactions and“currency-currency”transactions flow into the hands of overseas fraud gang members,which not only causes serious damage to the domestic financial order,but also greatly affect the fight against crime and the recovery of stolen goods and losses of victims.Penetrating the anonymization of transactions is the key to track and identify the highly hidden money laundering of virtual currency.Taking the actual money laundering case of virtual currency as an example,the behavior characteristics and operation modes of money laundering were analyzed.New money laundering techniques and difficulties for investigation and control were clarified,including multi-level centralized transactions,DeFi smart contract and smart chain transactions,programmed code transfer and private virtual currency transactions.The anonymity problems of various new transaction methods were explored and the methods for identification the real information of traders were investigated.Finally,countermeasures to curb cross-border money laundering of virtual currency were put forward from the perspective of investigation,technology,and law.
作者
谢玲
XIE Ling(School of Criminal Investigation,Southwest University of Political Science and Law,Chongqing 401120,China)
出处
《中国人民公安大学学报（自然科学版）》
2022年第4期67-74,共8页
Journal of People’s Public Security University of China(Science and Technology)
基金
2021年重庆市高等教育改革项目(213093)
2021年度重庆市教委科学技术研究计划项目(KJQN202100313)
西南政法大学2021年度校级科研项目重点项目(2021XZNDJDZD-12)
西南政法大学2022年度科研重点委托项目(2022-XZWTZD04)。
