摘要
互联网金融是全球范围内IT的发展与创新,也是我国迈向高收入水平阶段行业和消费者对金融的需求,这一变革和创新给商业银行带来了非常大的影响,在此背景下,商业银行应该如何采取措施积极进行转型发展是当前的主要研究课题。对此,本文围绕商业银行变革展开了论述,希望为相关人员的研究提供一定的借鉴。
Internet finance is not only a global IT development and innovation,but also China’s move to a high-income level stage of the industry and consumer demand for finance.This change and innovation have brought a huge impact on commercial banks.In this context,how commercial banks should take measures to actively transform development is the main research topic at present.In this regard,this paper discusses the changes in commercial banks,hoping to provide some reference for the research of personnel involved.
作者
陈阿婷
CHEN Ating(Agricultural Bank of China Co.,Ltd.Xi’an Zhonglou Subbranch,Xi’an,Shaanxi 710002)
出处
《中国商论》
2022年第22期110-112,共3页
China Journal of Commerce
关键词
互联网金融
商业银行
跨界整合
Internet finance
commercial banks
cross-border integration
