摘要
对外贸易作为我国进出口贸易的重要组成部分,对外贸易企业转型一直是国家重点关注的项目。本文利用北京大学数字普惠金融指数,结合中国工业企业数据库和中国海关数据库的数据,研究数字普惠金融对企业贸易转型的影响,通过回归分析、分维度回归、进一步机制分析和异质性分析发现,数字普惠金融对企业贸易转型具有促进作用,融资约束和地区经济增长也对企业贸易转型具有影响作用,同时数字普惠金融对非国有企业的影响大于国有企业,对沿海地区企业的影响大于内陆地区企业。
As an important part of China’s import and export trade,foreign trade enterprise transformation has always been a key project of the state.This paper uses the digital inclusive finance index of Peking University,combined with the data of China’s industrial enterprise database and China customs database to study the impact of digital inclusive finance on enterprise trade transformation,through regression analysis,multidimensional regression,further mechanism analysis and heterogeneity analysis,this paper fi nds that digital inclusive finance can promote the trade transformation of enterprises,and financing constraints and regional economic development level also have an impact on the trade transformation of enterprises.At the same time,this paper fi nds that the impact of digital inclusive finance on non-state-owned enterprises is greater than that of state-owned enterprises,and the impact on coastal enterprises is greater than that of inland enterprises.
作者
王栋林
WANG Donglin(Shihezi University Shihezi,Xinjiang 832003)
出处
《中国商论》
2022年第20期43-48,共6页
China Journal of Commerce
关键词
数字普惠金融
贸易转型
融资约束
经济增长
digital inclusive finance
trade transformation
financial constraint
economic development
