摘要
在司法实践中,关于农村房屋抵押合同的效力问题一直存在着有效与无效之争。法院基于“房地一体”原则,常常认定农村房屋抵押合同无效。虽然法院的认定没有违背农村宅基地使用权不得抵押的法律规定,但与目前适度放活宅基地和农民房屋使用权的政策目标相差甚远。在目前的法律框架下,“房地一体”原则有其规范的适用范围,不宜盲目适用于农村房屋抵押合同。在符合政策原则的条件下贯彻农村房屋与宅基地处分相分离的原则,承认农村房屋抵押合同有效,可以充分发挥农村宅基地和房屋的经济价值,促进新农村建设。
In judicial practice,there has always been a dispute over the validity and invalidity of the rural house mortgage contract.Based on the principle of“integration of housing and land”,courts often determine that rural housing mortgage contracts are invalid.Although the court’s determination does not violate the legal provisions that the right to use rural homesteads cannot be mortgaged,it is far from the current policy goal of moderately releasing the right to use homesteads and farmers’houses.Under the current legal framework,the principle of“integration of housing and land”has its normative scope of application,and should not be blindly applied to rural housing mortgage contracts.Implementing the principle of separation of rural housing and homestead disposal under the conditions in line with the policy principles,and acknowledging the validity of the rural housing mortgage contract,can give full play to the economic value of rural homesteads and houses,and promote the construction of new rural areas.
作者
李会勋
刘荣强
Li Huixun;Liu Rongqiang(Shandong University of Science and Technology,Qingdao Shandong 266590,China)
出处
《辽宁公安司法管理干部学院学报》
2022年第4期97-104,共8页
Journal of Liaoning Administrators College of Police and Justice
基金
教育部人文社会科学研究青年基金项目“合宪性审查视阈下行政规范性文件审查机制研究”(项目编号:20YJC820022)
中国博士后基金面上项目“保障性住房产权模式研究”(项目编号:2017M612238)
山东省社科规划研究专项(项目编号:20CFZ130)
山东科技大学人才引进科研启动基金项目的阶段性研究成果。
关键词
“三权分置”
农村房屋抵押
合同效力
房地一体原则
“Separation of Three Rights”
rural housing mortgage
contract validity
principle of integration of housing and land
