摘要
基于2011年至2018年我国30个省份的相关数据,实证分析数字普惠金融对消费市场活跃度的影响效应。研究结果显示:总体而言,数字普惠金融对消费市场活跃度具有显著的正向影响;在东部和中部地区,数字普惠金融对消费市场活跃度提升均具有显著促进效应,其中,东部地区的促进效应更明显;在西部地区,数字普惠金融对消费市场活跃度的促进作用不显著;城镇化水平对消费市场活跃度也具有显著的正向影响。
Based on the data of 30 provinces in China from 2011 to 2018,this paper empirically analyzes the influence of digital inclusive finance on the activity of consumer market.The results show that:Generally speaking,digital inclusive finance has a significant positive impact on the activity of consumer market;in the eastern and central regions,digital inclusive finance has a significant promoting effect on the activity of consumer market,especially in the eastern region.In the western regions,the promotion of digital inclusive finance to the activity of consumer market is not significant;the level of urbanization also has a significant positive impact on the activity of consumer market.
作者
张冰倩
毛海涛
ZHANG Bingqian;MAO Haitao(Latin American Institute Chinese Academy of Social Sciences, Beijing 100007, China;Assets Department, Xinyang Normal University, Xinyang 464000, China)
出处
《信阳师范学院学报（哲学社会科学版）》
2022年第4期37-42,共6页
Journal of Xinyang Normal University(Philosophy and Social Sciences Edition)
基金
河南省软科学研究计划项目(222400410045)。
关键词
数字普惠金融
消费市场活跃度
异质性
digital inclusive finance
activity of consumption market
heterogeneousness
