摘要
2020年末,我国金融业机构总资产为353.19万亿元,同比增长10.7%;银行业机构总资产为319.74万亿元,同比增长10.1%,银行业资产占金融业资产总额的90.52%,可以看出银行业在金融业中的地位是十分重要的。本文挑选财务数据容易获得的17家A股上市商业银行,对其2020年的经营情况进行研究,并基于竞争力相关的理论基础,运用因子分析的实证方法,深入挖掘我国上市商业银行竞争力的主要影响因素及其影响程度,期望找到提高商业银行竞争力的有效方法。
At the end of 2020, the total assets volume of China’s financial institutions was 353.19 trillion yuan,an increase of 10.7% year on year;the total assets volume of banking institutions was 319.74 trillion yuan, up 10.1%compared with the previous year. Banking assets account for 90.52% of the total assets of the financial industry, which can be seen that the position of the banking industry in the financial industry is very important. This article selects 17A-share listed commercial banks whose financial data is easily available and studies their operations in 2020. Based on the theoretical basis related to competitiveness, through the use of the empirical method of factor analysis, this article delves into the main influencing factors and their degrees of influence on the competitiveness of listed commercial banks in China, hoping to find effective ways to enhance the competitiveness of commercial banks.
作者
周家豪
蔡奕昕
孙泽笑
张菲菲
ZHOU Jiahao;CAI Yixin;SUN Zexiao;ZHANG Feifei(Applied Technology College,Soochow University Suzhou,Jiangsu 215000)
出处
《中国商论》
2022年第12期79-82,共4页
China Journal of Commerce
基金
江苏省高等学校大学生创新创业训练计划2021年立项项目(202113984021Y)。
关键词
上市商业银行
因子分析法
SPSS
竞争力
影响因素
listed commercial banks
factor analysis method
SPSS
competitiveness
influencing factors
