摘要
随着金融机构的数字化转型升级,数据已经成为金融机构的核心资产和驱动发展的引擎,面临的风险也越来越大。金融机构在履行反洗钱职责过程中接触或产生的数据,不仅涉及个人隐私,也涉及公民财产和人身安全,甚至影响国家安全,因此反洗钱数据安全尤为重要。本文通过梳理当前国内外数据安全治理现状,分析我国金融机构反洗钱数据安全治理存在的问题,从健全制度体系、完善管理机制、构建技术体系等三方面提出实施反洗钱数据安全治理路径,为金融机构数据安全治理工作提供借鉴。
With the digital transformation and upgrading of financial institutions,data has become the core asset and engine driving development of financial institutions,the risk is increasing..The data that financial institutions contact or generate in the course of performing their anti-money laundering duties are within the scope of confidentiality..Once leaked,it will not only involve personal privacy,but also affect citizens’property and personal safety,even national security.Therefore,the security of anti-money laundering data is particularly important.At present,financial institutions have more or less practiced the protection of anti-money laundering data assets,but the measures related to data security governance have not been systematized and standardized.By combing the current situation of data security governance at home and abroad,this paper analyzes the problems existing in the anti money laundering data security governance of financial institutions in China,and puts forward the path for the implementation of anti money laundering data security governance from three aspects:perfecting the institutional system,improving the management mechanism and building the technical system,so as to provide reference for the data security governance of financial institutions.
作者
邱虹
QIU Hong(Xi'an Branch of the people's Bank of China,Xi’an Shaanxi 710075)
出处
《西部金融》
2022年第3期87-91,共5页
West China Finance
关键词
金融机构
反洗钱
数据安全治理
金融安全
financial institutions
anti-money laundering
data security governance
