摘要
在大数据、云计算等技术的支持下,我国数字金融不断发展深化,已经从消费端转入生产端。数字金融以其独特的优势,不但缓解了传统金融产业的困境,而且对其他产业的运行模式以及发展都产生了较大影响。基于2011—2019年中国30个省际面板数据进行实证分析。研究结果表明,数字金融可以对产业结构升级产生直接的显著正向作用,也可以通过“数字金融—经济发展水平—产业结构升级”这一传导机制产生中介效应。此外,数字金融还对产业结构的优化升级存在门槛效应。对不同地域进行横向比较发现:在经济发展水平相对较高的东部地区,数字金融发挥的作用明显强于西部地区和东北地区。因此,为更好地推动我国产业结构合理化、提升产业结构层次,就要进一步发展和完善现有的数字金融体系,加强数字金融在产业结构优化升级过程中所起的作用。同时,还要注意各地区的协调发展,根据各地区不同的实际情况调整数字金融的发展方向,更有针对性地对各地区产业结构优化升级产生作用。
with the support of big data,cloud computing and other technologies,China’s digital financial industry continues to develop and deepen,and has shifted from the consumer end to the production end.With its unique advantages,digital finance not only alleviates the plight of the traditional financial industry,but also has a great impact on the operation mode and development of other industries.This paper is based on the number of 30 inter provincial panels in China from 2011 to 2019 According to the empirical analysis,the research shows that digital finance can have a direct and significant positive effect on the upgrading of industrial structure,or through"financial development-economic development level-industrial structure upgrading"This transmission mechanism has an intermediary effect.In addition,there is a threshold effect of digital Finance on the upgrading and optimization of industrial structure.According to the horizontal comparison of different regions,it can be found that in the eastern region with relatively high economic development level,the role of digital finance is significantly stronger than that in the western region and northeast region.Therefore,in order to better promote the rationalization of industrial structure and enhance industrial competitiveness At the same time,we should also pay attention to the coordinated development of various regions and adjust the development direction of digital finance according to different actual conditions of various regions,so as to play a more targeted role in the optimization and upgrading of regional industrial structure.
作者
牟晓伟
盛志君
赵天唯
MU Xiao-wei;SHENG Zhi-jun;ZHAO Tian-wei(School of Economics and Management,Changchun Normal University,Changchun 130032,China;School of Economics and Management,Changchun University of Technology,Changchun 130022,China)
出处
《经济问题》
CSSCI
北大核心
2022年第5期10-20,共11页
On Economic Problems
基金
吉林省教育厅“十三五”社会科学项目“新时代吉林省农村中小企业转型升级路径研究”(JJKH20200834SK)
吉林省社会科学基金项目“吉林省农村一二三产业融合发展模式研究”(2020B057)
吉林省教育厅人文社会科学研究项目“吉林省制造业技术创新效率评价研究”(JJKH20210864SK)。
关键词
数字金融
产业结构
经济发展水平
城镇化水平
digital finance
industrial structure
economic development level
urbanization level
