摘要
文章首先基于绿色信贷相关政策,构建了商业银行绿色金融发展评价指标体系,然后运用2008-2019年中国商业银行数据,系统评价和测度了商业银行绿色金融发展水平,最后实证分析了商业银行绿色金融发展的影响因素。结果显示:现阶段中国商业银行绿色金融发展仍处于较低水平,不同性质的商业银行绿色金融发展程度差异明显,国有商业银行承担了较多的环境责任,股份制商业银行次之,城(农)商行承担的责任较少。此外,商业银行绿色金融发展水平与其盈利能力之间不存在统计意义上的相互作用关系。未来应提高商业银行绿色金融发展的内在积极性,扩大绿色信贷规模,通过深化商业银行绿色金融发展助推经济绿色低碳转型。
This paper is first based on the related policies of green credit to construct an evaluation index system for green finance development of commercial banks,then systematically evaluates and measures the development level of green finance of commercial banks by using the data of China s commercial banks from 2008 to 2019,and finally empirically analyzes the influencing factors of green finance development of commercial banks.The results are shown as follows:The green finance development of China s commercial banks is still at a low level at present,and the green finance development degree of different commer-cial banks is obviously different.State-owned commercial banks bear more environmental responsibility,followed by joint-stock commercial banks;urban(rural)commercial banks bear less responsibility.In addition,there is no statistical interaction between the development level of green finance and profitability of commercial banks.In the future,the inherent enthusiasm of green finance development of commercial banks should be improved;the scale of green credit should be expanded,and the green finance development of commercial banks should be deepened to promote the green and low—carbon transformation.
作者
邓翔
吴雨伦
王杰
王平
Deng Xiang;Wu Yulun;Wang Jie;Wang Ping(School of Finance,Zhongnan University of Economics and Law,Wuhan 430073,China;School of Business Administration,Zhongnan University of Economics and Law,Wuhan 430073,China)
出处
《统计与决策》
CSSCI
北大核心
2022年第9期138-142,共5页
Statistics & Decision
基金
国家社会科学基金重大项目(17ZDA089)
教育部产学合作协同育人项目(202102057010)
教育部新文科研究与改革实践项目(2021100064)
中南财经政法大学中央高校基本科研业务费专项资金资助项目(2722021AJ015)。
关键词
商业银行
绿色金融
绿色发展
绿色信贷
commercial bank
green finance
green development
green credit
