摘要
本文利用中国家庭追踪调查(CFPS)数据,考察了劳动力流动对农户借贷行为的影响。研究发现,劳动力流动导致农户借出的概率和金额显著增加。机制分析发现,家庭的非完全性迁移增加了留守成员对农村社会网络的依赖程度,从而导致农户增加借出以维系社会网络。异质性分析发现,劳动力流动的借出效应在低收入和低人力资本家庭中影响更大。进一步研究表明,公共养老服务和教育资源可及性的增强无法替代流动人口家庭对社会网络的需求。本文为解释农户间的非正规借贷行为提供了新视角,同时对劳动力流动经济影响的研究文献提供了有益补充。
Based on data from the China Family Panel Studies(CFPS),this paper investigates the impact of labour migration on farmers'lending behaviour.The results of the research reveal that labour migration has led to a significant increase in the likelihood and amount of farmers'lending.Analysis of the mechanism indicates that incomplete migration of families increases the degree of dependence on left-behind members on the rural social network,leading farmers to increase their lending to maintain the social network.The heterogeneity analysis shows that the lending effect of labour migration has a greater impact on families with a low level of income and human capital.Further research suggests that greater accessibility to public care services for the elderly and educational resources for children cannot replace migrant families'demand for social network.This paper provides a new perspective to explain the informal lending behaviour among farmers and,at the same time,constitutes a very useful complement to the research literature on the economic impact of labour migration.
作者
尹志超
刘泰星
张逸兴
Yin Zhichao;Liu Taixing;Zhang Yixing
出处
《世界经济》
CSSCI
北大核心
2021年第12期131-154,共24页
The Journal of World Economy
基金
教育部哲学社会科学研究后期资助重大项目(20JHQ007)的资助。
关键词
劳动力流动
民间借贷
社会网络
labour migration
informal lending
social network
